Financial advice to help your business flourish.

Future proof your small business with expert financial services, analyses and planning.

Flexible financial services for your small business

We provide Finance Director and Finance Consultancy services to businesses in retail, beauty, publishing, and other creative industries. We help our clients flourish with a range of services from business planning and budgeting to financial modelling, as well as supporting them with general management accounting.

We’re flexible to suit your business needs, and can work with clients regularly on a part-time basis or on specific projects, allowing you to get the benefit of a Finance Director without the commitment or expense of a full-time staff member.

Benefits of working with us

Clarity

Better visibility & clarity over your finances with improved reporting

Flexibility

The experience of an in-house Finance Director without the cost

Expertise

Sounding board for your business idea to help make it a success

Support

Support with preparing budgets or business plans to drive your business forward

How can we support your business?

  • Strengthen

    We can prepare cashflow forecasts to make sure important payments can be made. We can review costs and analyse the break-even point for your business.

  • Nurture

    We provide better visibility of your company finances to help with your decision making, as well as making improvements/automations to finance processes so things run more smoothly.

  • Grow

    We’ll support you by putting together financial business plans and budgets. We can also give expert advice and validation that your new business idea is financially sound.

Our services

Regular monthly management accounts

to help you make the right decisions for your business

Ad hoc financial reports or analyses

to help you better understand your business performance

Creation of budgets and forecasts

to give your business targets to aim for

Strategic finance support

for you as a business owner to validate new business ideas

Monthly or quarterly review meetings

to discuss your accounts and any new business ideas

Support to create a financial business plan

and validate your new business ideas

Regular cashflow forecasting

so you can better predict your cash needs

Support for your in-house bookkeeper

for any finance questions you can’t answer

Ways you can work with us:

  • We can act as your part-time Finance Director, providing strategic finance support to suit your business needs. We’ll agree a day rate and an estimate of your weekly time needs up front. We understand each business requirement is different, and recognise that for some small businesses the level of support will vary by month, or even week.

  • We support small and medium sized businesses with short-term projects, which allows the in-house finance team to get on with the day-to-day running of the business. This could include reviews of historical customer or supplier accounts, or help setting up new systems or processes.

  • If you have an in-house bookkeeper or finance assistant who needs occasional support for more complex finance questions, we can help with mentoring sessions or simply being on the other end of the phone for questions.

Our founder’s story

Hi, I’m Natalie O’Hare and I’m a Finance Director and Consultant. I specialise in working with small businesses in retail, beauty, publishing and other creative industries. I enjoy working with companies that create products I love, or who provide services and experiences that I want to try. Retail is one of my favourite industries and I’m passionate about helping brands and retailers succeed. It’s no coincidence that I chose to study at a university within walking distance from Oxford Street in London and to this day I am a regular visitor because I enjoy seeing all the latest innovations and trends.

I have experience in working in companies of all sizes and at all stages of their development, but I particularly enjoy small businesses and helping to support founders and business owners. This is why I set up NJO Consulting in 2022, so I can act as a part-time Finance Director to support these companies.

Qualifications

  • ICAEW Certificate of Membership

    ICAEW Certificate of Fellowship

    ICAEW Practising Certificate

    Xero Adviser Certification

    Xero Payroll Certification

    QuickBooks Online Certified ProAdvisor

  • ICAEW Member Firm

    FSB Member

    ICO Member